Tag Archives: 人民币通胀

儲蓄保險可以買嗎?如何利用「IRR」算出儲蓄險的年化報酬

近几年,很多中国家庭开始对孩子未来成长需要的花费,自己未来需要的养老金产生了危机感,因此很多没有时间也没有经验打理基金股票的人开始卖储蓄型保险,几乎人手一张。有不少保险业务都会告诉你,储蓄险的利率高于定存,而且能够以「复利」利滚利 。还可以规避未来的债务等风险,让人可以放心的做强制性储蓄。

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